Terms of Use and Acceptable Use Policy

Please read these terms carefully before using AskMid services

Last updated: January 15, 2025

1. Acceptance of Terms

By accessing and using AskMid services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily access the materials (information or software) on AskMid's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display (commercial or non-commercial)
  • Attempt to decompile or reverse engineer any software contained on AskMid's website
  • Remove any copyright or other proprietary notations from the materials

3. Insurance Data Usage

AskMid provides access to motor insurance data for legitimate purposes only. Users must:

  • Provide accurate and truthful information
  • Use data only for lawful purposes
  • Not share sensitive insurance information with unauthorized parties
  • Report any suspected misuse of the service

4. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of AskMid services, to understand our practices.

5. Service Availability

AskMid strives to maintain high availability of its services but does not guarantee uninterrupted access. Service maintenance, updates, or unforeseen technical issues may result in temporary service interruptions.

6. Fees and Payment

Some AskMid services may require payment of fees. All fees are clearly disclosed before service provision. Payment terms and refund policies are specified for each service.

7. Limitation of Liability

In no event shall AskMid or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on AskMid's website, even if AskMid or an authorized representative has been notified orally or in writing of the possibility of such damage.

8. Accuracy of Materials

The materials appearing on AskMid's website could include technical, typographical, or photographic errors. AskMid does not warrant that any of the materials on its website are accurate, complete, or current. AskMid may make changes to the materials contained on its website at any time without notice.

9. Prohibited Uses

You may not use our services:

  • For any unlawful purpose or to solicit others to perform unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • To submit false or misleading information

10. Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of England and Wales, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

12. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Email: legal@askmid.net

Phone: 0800 123 4567

Address: 123 Insurance Street, London, EC1A 1BB, United Kingdom

Acceptable Use Policy

This Acceptable Use Policy outlines acceptable and unacceptable use of AskMid services. By using our services, you agree to comply with this policy.

Acceptable Use

  • Verifying vehicle insurance status for legitimate purposes
  • Making and managing insurance claims
  • Accessing motor insurance data for authorized business purposes
  • Reporting suspected insurance fraud or violations
  • Using APIs and developer tools as documented

Unacceptable Use

  • Attempting to gain unauthorized access to systems or data
  • Using the service for fraudulent or illegal activities
  • Sharing or selling insurance data to unauthorized parties
  • Creating false or misleading insurance records
  • Interfering with service availability or performance
  • Using automated tools to access services without permission

Important: Violation of this Acceptable Use Policy may result in immediate suspension or termination of your account and potential legal action.