Managing Insurance Data

Maintaining the UK's comprehensive Motor Insurance Database

The Motor Insurance Database

The Motor Insurance Database (MID) is the only central record of all insured vehicles in the UK. Created and maintained by AskMid, this database plays a crucial role in reducing uninsured driving and supporting legitimate insurance claims.

The database contains details of all insured vehicles and their policies, including:

Vehicle Information

  • Registration numbers
  • Make and model details
  • Vehicle identification numbers (VIN)
  • Vehicle status and modifications

Policy Information

  • Insurance company details
  • Policy numbers and coverage dates
  • Type of coverage
  • Policy status (active/expired)

How We Maintain Data Quality

Data Collection

Insurance companies are legally required to submit policy details to the MID. We work with over 200 insurers who provide real-time updates whenever policies are created, modified, or terminated.

Our advanced systems process millions of updates daily, ensuring the database remains current and accurate.

Quality Assurance

We employ sophisticated validation processes to maintain data integrity:

  • Automated checks for data accuracy and completeness
  • Cross-referencing with DVLA vehicle records
  • Regular audits and compliance monitoring
  • Dedicated data quality teams reviewing exceptions

These measures ensure the MID maintains an accuracy rate exceeding 99.5%.

Security and Compliance

Protecting the MID is our highest priority. Our comprehensive security framework includes:

Technical Safeguards

  • End-to-end encryption
  • Multi-factor authentication
  • Regular penetration testing
  • 24/7 monitoring systems

Compliance Measures

  • GDPR compliance
  • ISO 27001 certification
  • Regular compliance audits
  • Strict access controls

Who Uses the MID?

Drivers

Checking insurance details, making claims, and verifying their own coverage.

Law Enforcement

Identifying uninsured vehicles and enforcing motor insurance laws.

Insurers

Processing claims, verifying policy information, and preventing fraud.

For Insurance Companies

Data Submission

Insurance companies must submit policy details to the MID within 7 days of policy inception.

View submission guidelines →

Technical Resources

New Update: Our enhanced data validation system is now live. This update improves data quality and reduces submission errors by up to 40%.

Learn more →

Support Portal

Access technical support, documentation, and training resources for data submission.

Access Portal