AskMid has launched a groundbreaking digital insurance certificate verification system designed to combat the growing problem of fake insurance documentation. The new technology allows police officers, vehicle buyers, and other authorized parties to instantly verify the authenticity of insurance certificates against the Motor Insurance Database. The system uses secure QR code technology embedded in digital insurance certificates that can be scanned to confirm validity in real-time. This innovation comes in response to the rising issue of 'ghost broking,' where fraudsters sell fake insurance policies to unsuspecting motorists, leaving them effectively uninsured and vulnerable to legal penalties. Recent figures from the Insurance Fraud Bureau indicate that ghost broking scams increased by 25% in 2024, with young drivers particularly targeted. The new verification system aims to make it significantly harder for fraudsters to operate. Michael Chen, Technology Director at AskMid, explained: 'This technology gives everyone the power to instantly check if an insurance certificate is genuine. Whether you're buying a used car, renting a vehicle, or an officer conducting roadside checks, you can now verify insurance documentation on the spot, reducing the risk of fraud and uninsured driving.'